If you have ₦20,000 or ₦100,000 in Nigeria in 2026, should you put it in Fixed Deposit or Mutual Funds? Which one pays more?
Wednesday
7 Small Businesses You Can Start With ₦20,000 in Ibadan and Lagos in 2026
Many people think you need millions to start a business in Nigeria. That is not true. In 2026, with ₦20,000 you can start small and grow. I am writing this from my experience as a car washer in Dugbe, Ibadan, and from what I have seen when I visited Lagos markets.
How I Invest ₦5,000 in Nigerian Treasury Bills in 2026: Step by Step Guide for Beginners
Many Nigerians think Treasury Bills are only for rich people with millions. I thought so too until I attended investment seminars three times in Ibadan in 2025. That was when I learned that with ₦5,000 you can start.
My name is Oluwamuyiwa Olusanya. I am a car washer in Dugbe, Ibadan. I started Investment4Business in 2026 because I wanted to share practical money lessons from everyday life. I am not a financial expert.
Thursday
How to Manage Money as a Young Hustler in Ibadan: Saving Small on Irregular Income 2026
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My name is Oluwamuyiwa Olusanya. I am a car washer in Dugbe, Ibadan, Oyo State. I started this work on May 4th 2025 after closing my barbershop in 2024. Some days I make ₦5,000. Some days it rains from morning till night and I make ₦0. No salary alert. No fixed amount.
If you are reading this and your income is like mine - daily, weekly, not monthly - this post is for you. Salary earners have it easy.
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