Dear readers, if you have ₦20,000 in Ibadan or Lagos in 2026, you can start something. No need to wait for millions. No need to wait for when money enters.
The truth is: waiting is the most expensive thing you can do. Inflation will eat that ₦20,000 if you leave it in your account. But if you put it to work, it can grow into ₦100,000, ₦500,000, even millions.
My readers, let me tell you truth.
₦10,000 looks small.
But in Dugbe, Ibadan, ₦10,000 can be the seed of something big.
I’m a car washer here in Dugbe. Every day I see people hustle.
Mama selling pure water. Guy selling phone chargers. Student selling gala and drink.
They all started with small capital. Today some of them have 2 shops.
2021.
My pocket was empty.
Car wash was slow.
Loan apps were disturbing me every day.
I sat down and said:
"Oluwamuyiwa, if you don’t do something this week, you’ll borrow again."
That week I made my first ₦10,000.
2022.
I almost closed my car wash.
No customers. Debt. Loan apps were calling me morning and night.
I was tired. I told God: "Should I just quit?"
But God didn’t let me quit. He taught me 3 lessons.
Not big school grammar. Not MBA.
Just street lessons that work in Nigeria.