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Showing posts with label
money management
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Showing posts with label
money management
.
Show all posts
MISTAKE 5 - USING DEBT FOR LIFESTYLE - Loan App Wahala in Nigeria 2026
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May 2026. My phone rang. "Hello Oluwamuyiwa, your loan of ₦10,000 is due today. I borrowed that money 2 weeks ago to buy data and cook...
MISTAKE 4: NO SIDE HUSTLE - Why 1 Salary in Nigeria 2026 Will Keep You Broke
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March 2026. Salary entered ₦120,000. By day 18, I was begging for transport. NEPA, food, rent, family. One salary could not carry all. I sat...
MISTAKE 3: NO EMERGENCY FUND - Why One NEPA Bill or Hospital Can Finish Your Salary in Nigeria 2026
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February 2026. NEPA brought "estimated bill" ₦18,500. Same week, my tooth swelled like your toe did. Hospital: ₦12,000. My salary...
MISTAKE 2: SPENDING BEFORE SAVING - Why Your Salary Never Grows in Nigeria 2026
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April 2026, salary entered ₦120,000. I paid rent, bought food, paid data, went out with friends. May 1st, I said "I’ll save now". ...
50-30-20 Rule Nigeria 2026: How I Stopped My Salary from Finishing on 22nd
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March 2025, I got alert: ₦120,000 salary credited. March 22nd, alert again: Account balance ₦1,800. Food money borrowed. Transport begged. I...
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